The government has announced from the 1st April 2019 16 natural therapies won’t be receiving the private health insurance rebate as part of a general treatment policy. While insurers can still offer benefits for these as incentives, they won’t be able to offer benefits for these therapies as part of a complying health insurance policy. … more

Not everyone benefits from having the same health insurance policy, and this is partly why health insurers offer hospital cover and extras at different levels. As you begin a new life stage, you (and your family) should review your needs to check whether you should update your health insurance. Doing so can ensure you’re getting … more

A major overhaul is due for health insurance policies in 2019, with new rules set to simplify all hospital policies into four tiers of coverage. These changes could impact your current policy, making it a great time to check how you’re covered and consider whether you need to update it. Here are some of the … more

For years now, the health insurance industry and its regulators have heard the growing concerns from Australia’s population covered by some form of Private Health Insurance, ranging from policies not being easy to compare, and how difficult it is to understand what is actually covered when they join. In one of the health insurance industry’s … more

  The five key things to consider when comparing Health Funds It’s important to understand the key areas of a health insurance comparison service before drawing any conclusions, otherwise this can result in a ‘The Devil You Know’ mentality. It’s a phrase we often hear from people that put comparing health insurance into the too-hard … more

Lifetime Health Cover (LHC) is designed to encourage people to take out hospital insurance earlier in life when they are less prone to more serious illnesses. Under LHC health funds are required to apply a loading on the base premium of a Private Health insurance hospital policy. The loading is determined on the ages of … more

The Government provides a rebate on private health insurance to help Australians meet their private health insurance costs. The rebate is means or income tested, so the level of your rebate depends on your annual income, age and the number of dependent children you have.   Government rebate from 1st April 2018 Income tiers TIER … more

Medicare Levy VS Medicare Levy Surcharge. These are not to be confused. Every Australian pays a Medicare Levy to help support our public health system, which is 2% of our income. All Australian residents and citizens pay this tax, and there is little one can do to avoid it. However, Australians that earn a higher … more